Latest guides
Practical UK-first running insurance and protection guides, written to help readers understand the questions that matter before they buy anything.
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Do you need specialist insurance for a running holiday?
Not always. Some running holidays may fit comfortably within ordinary travel insurance, while others create enough sports-specific or event-specific risk that the policy wording needs much…
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What does personal belongings cover mean for runners?
Personal belongings cover sounds reassuring, but it can mean different things depending on the policy and where the item is lost, stolen, or damaged. For runners,…
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Are race organisers responsible if an event is cancelled?
When an event is cancelled, many runners assume responsibility automatically sits with the organiser. In practice, the answer is usually narrower than people hope. It depends…
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What to check before buying sports travel insurance for a race abroad
If you are travelling abroad for a marathon, trail race, or running holiday, the safest assumption is that the wording matters more than the headline. A…
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Running club insurance explained
Running club insurance is one of those areas where assumptions can outrun reality. Many runners hear that a club is insured and assume that means individual…
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Does health insurance cover running injuries in the UK?
For many runners, this question is really about treatment speed, specialist access, and whether private cover helps when an injury starts interfering with work, training, or…
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Kit, watches and bikes: what home insurance may and may not cover
Not every running-related insurance question is really about specialist sports cover. Sometimes it is about ordinary home contents rules, personal belongings cover, or cycle limits. That…
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Personal accident vs income protection for runners
Personal accident cover and income protection are often mentioned together, but they solve different problems. For runners, the confusion usually starts when someone asks a simple…
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Marathon cancellation cover: what to look for
Marathon cancellation cover can sound straightforward, but the wording behind it often is not. The key question is not whether the label sounds relevant. It is…
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What insurance might matter if you run events or races?
A simple checklist for comparing cover before you buy.